Illinois Casualty Company was founded by legal professionals, with highly specialized knowledge, who knew that establishments serving food and alcohol needed a unique kind of protection and aggressive representation. Our experience and commitment to customer service has made us the premier insurance provider for the food and beverage industry. You will get the coverage you expect with the service you deserve.
Our coverage comes with a commitment to training. Our OnTAP (Training Alcohol Providers) server training focuses on giving you the facts up front, so you can conduct your business in a way that reduces claims.
Since 1950, we have been protecting establishments just like yours from a wide range of business, property, and liquor liability losses related to food and beverage sales and service. We are recognized throughout the industry as the go-to specialist provider in food and beverage insurance protection.
ICC has a broad appetite for restaurants, ranging from fast food to fine dining. Coverage is available for risks with a delivery exposure and for restaurants with no alcohol sales.
ICC will insure your neighborhood tavern, sports bar, and college pub. We offer coverage for businesses with 0% to 100% alcohol sales.
ICC's craft beverage and winery coverage includes on-premises consumption, off-premises tastings, distribution, and more.
ICC's package liquor store program offers coverage for off-sale businesses and is intended for risks with no on-premises consumption.
ICC's program for nightclubs and gentlemen's clubs covers a wide variety of risks, including live entertainment, dance floors, and door security.
ICC offers cannabis dispensary coverage for retail and non-pharmaceutical medical dispensaries only and does include CBD stores. However, it does not include retail stores where the primary product is e-cigarettes or supplies intended for vaping.
ICC's program for fraternal organizations requires a permanent building that typically includes a bar and a kitchen.
ICC offers coverage for convenience stores with or without gasoline sales, full or limited cooking, and self-service car washes.
Businessowners: Coverage for your business's property, contents, income, and liability to patrons and vendors.
Liquor Liability: Coverage for your liability resulting from selling or serving alcoholic beverages. Available as a standalone policy for many more types of businesses.
Workers Compensation: Coverage for your obligation to employees resulting from work-related injury.
Umbrella Liability: Higher coverage limits over your Businessowners or Liquor Liability policies.