Business income loss coverage in insurance, also known as business interruption coverage, is a critical safeguard for businesses facing unexpected disruptions and is a crucial component of risk management for businesses of all sizes. This type of insurance provides coverage for financial losses that occur when a business is unable
Subrogation is the legal right for an insurance carrier to recover damages or collect a debt from a third party found responsible for a claim. Subrogation matters because it helps to minimize business costs and lower premiums for the policyholder by recouping money spent on claims.Through subrogation efforts, the Policy
By following these tips and being proactive in fire prevention, restaurant owners and kitchen staff can significantly reduce the risk of kitchen fires. Remember, prevention is always better than dealing with the aftermath of a devastating fire. Stay vigilant, stay prepared, and keep your restaurant kitchen safe. EDUCATIONEducate staff on:where to
ICC offers a selection of food and alcohol safety education courses, including many that provide certifications that are required by health departments and state liquor control boards. Katkin, a wholly owned subsidiary of ICC Holdings, Inc., provides these trainings at a reduced price for ICC policyholders.
Courses include:
ANSI approved certifications include ServSafe®, Always Food Safe, NRFSP, and StateFoodSafety. Katkin's alcohol server training meets the requirements for certification in Illinois, Indiana, and Michigan where server training is legally mandated.
Attend an upcoming scheduled class, take an online course and virtual exam, or schedule a private class for
your team at
www.katkinco.com
or by contacting info@katkinco.com or (844) 768-8433.
Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Ohio, Pennsylvania, Tennessee, Utah and Wisconsin
Monday through Thursday, 7:30 a.m. - 4:30 p.m., Central Time
Friday, 7:30 a.m. - 1:00 p.m., Central Time
Claims can be reported in several ways:
To report an EMERGENCY PROPERTY CLAIM after hours, call (800) 445-3726 and select Option 2.
Policyholders can find up-to-date information about their claim by logging into Policyholder Access. Agents can find up-to-date information about their clients' claims by logging into Agency Access.
You can also find information on your claim by calling (800) 445-3726. A dial-by-name directory is available if you know your Claims Representative's name. If you do not know the name of your Claims Representative, you may press 2 for the Claims Department.
Use the online Become an Agent form to send your information to ICC's Marketing department.
ICC accepts ACH (also known as Electronic Funds Transfer), check, credit card, or payment through your agent. Please be aware that some forms of payment may incur fees.
Payments are accepted in several ways:
ACH payments incur a $2.00 installment fee. Non-ACH payments incur a $7.00 installment fee. Fees for credit card payments, late payments, insufficient funds, withdrawal of cancellation, and reinstatement may also apply. For more information regarding fees, please see page 2 of your billing statement.
Installment fees will be waived if you set up ACH and have your statements emailed.
Policies in good standing can be converted to ACH at any time during their policy period. However, any prior bills that you have received must be paid by their due dates. Please contact your agent or ICC's Billing Department (billing@ilcasco.com or (800) 445-3726) to set up ACH.
You may contact your agent or ICC's Billing Department (billing@ilcasco.com or (800) 445-3726) with any billing questions.
Clearing House: Jopari
ID #: J1575
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