The Myth of Med Pay

The Myth of Med Pay

Medical Expenses coverage, commonly referred to as “Med Pay,” is an optional coverage included on many policies. As stated in the policy excerpt below, this coverage pays for medical expenses, regardless of fault. ICC offers this coverage at various limits from $0 to $10,000. Medical Expensesa) We will pay medical expenses...

Posted August 2, 2022
Suppression System

Suppression System

Our underwriting guidelines require commercial cooking equipment to be covered by a UL300 wet chemical system. These systems should be serviced twice a year by a certified and insured technician. Dry powder chemical systems are becoming obsolete and are no longer able to be serviced by a qualified provider. It’s...

Posted May 25, 2022
Cyber Liability

Cyber Liability

Cyber Liability is included on all ICC policies with a limit of $50,000 and the option to increase. Cyber attacks, such as debit or credit cards compromised through your POS system, can actually happen to anyone. We offer first-party and third-party coverage along with support through cyber resources. For more

Posted May 18, 2022
Online Rating

Online Rating

This one is for our agents. In the summer of 2021, we rolled out Online Rating for new business. It’s a faster turnaround time and immediate premium indication for some of our risks. If you are a current agent not utilizing this great tool, reach out to your Underwriting team

Posted May 11, 2022