Flaming Drinks and Food Are Never a Good Idea

Flaming Drinks and Food Are Never a Good Idea

Fire is used by many people as part of leisure activities and for entertainment. Occasionally, businesses in the hospitality industry have incorporated the use of fire to add to the experience and ambiance of their establishment by serving flaming drinks or food, such as flaming shots, bananas foster, crepes Suzette,...

Posted December 4, 2023
Enjoying the Benefits and Managing the Risks of Bar Crawls

Enjoying the Benefits and Managing the Risks of Bar Crawls

When Illinois Casualty Company began offering liquor liability coverage in 1950, our bread and butter became small town taverns sprinkled throughout Midwestern communities. One common event for these taverns is a bar crawl. These events are especially popular during spring and summer months and can be better controlled with just...

Posted November 1, 2023
An Underwriter's Perspective on Nightclubs

An Underwriter's Perspective on Nightclubs

Dancing on the bars, $10 all-you-can-drink specials, bartenders doing shots with you and pouring shots directly in your mouth from the bottle - What’s not to love about going to a club like this? While this may be a place that can show you a good time, from an Underwriting

Posted October 6, 2023
How the Labor Shortage is Impacting Claims

How the Labor Shortage is Impacting Claims

The impact of the COVID pandemic of 2020 continues to affect the hospitality industry. Few could have anticipated the labor challenges that were created and continue to persist. Unfortunately, we are beginning to see the impact of this ongoing labor shortage on our claim activity.Years ago, a police officer/TIPS trainer

Posted August 23, 2023