Contract Laborers and Your Work Comp Audit
The hospitality industry often brings in entertainers, contractors, and other vendors to enhance the atmosphere of their bar or restaurant. Is the contractor or vendor required to provide their own workers compensation coverage, or is the business liable while they are on the premises? How does this affect the annual...
Don't Get Burned by Cold Spark Machines
Wow! – That’s Cool!Have you ever gone to an event or performance where a fountain of sparks shot up from a black or silver box? It’s likely that the box you saw emitting the column of sparks was a cold spark machine or cold spark fountain. What Are Cold Spark...
When Halloween Gets Too Scary
Fall is in the air, and as I sip on an apple cider, I’m already plotting out the details for our annual Halloween Bash at the bar. This season is by far my favorite—costume contests, spooky cocktails, and a packed house buzzing with energy. The event always gives off the
Adapting Insurance for Evolving Bar Trends
Businesses in the Food and Beverage Industry are constantly changing to meet the needs of customers. One of the main changes we see is through entertainment offerings. Do you have live bands every Friday and Saturday night or karaoke every Thursday? Are you hosting bar trivia or a DJ on
