A Holiday Carol: The Ghosts of Claims Past
Step into a holiday tale unlike any other—a journey of sparkling lights, unexpected turns, and wisdom whispered by the Ghosts of Claims Past. It was the eve of the holiday season, and the insured sat comfortably, dreaming of crowded dance floors, the media buzz of a perfectly orchestrated pop-up holiday...
Contract Laborers and Your Work Comp Audit
The hospitality industry often brings in entertainers, contractors, and other vendors to enhance the atmosphere of their bar or restaurant. Is the contractor or vendor required to provide their own workers compensation coverage, or is the business liable while they are on the premises? How does this affect the annual...
Don't Get Burned by Cold Spark Machines
Wow! – That’s Cool!Have you ever gone to an event or performance where a fountain of sparks shot up from a black or silver box? It’s likely that the box you saw emitting the column of sparks was a cold spark machine or cold spark fountain. What Are Cold Spark
When Halloween Gets Too Scary
Fall is in the air, and as I sip on an apple cider, I’m already plotting out the details for our annual Halloween Bash at the bar. This season is by far my favorite—costume contests, spooky cocktails, and a packed house buzzing with energy. The event always gives off the
