Proactively Managing Risk in the Food and Beverage Industry

Illinois Casualty Company (ICC) understands the unique risks of nightlife environments, which makes us an invaluable partner for bar owners. Through an emphasis on proactive safety measures and guidance on effective security practices, we do more than protect our customers from claims; we help foster a reputation for safe, well-managed venues.

Here are some key practices that can help nightlife establishments build a culture of safety within their business.

Regular Safety Checks: ICC recommends periodic safety checks to assess the effectiveness of your bar’s security measures. These frequent check-ins can identify vulnerabilities and areas for improvement.

Ongoing Training: ICC is an advocate for regular security and alcohol server training. This shows that we are not just insurance providers but also partners in risk management. We recognize the importance of de-escalation, crowd control, and proper documentation to help businesses adopt safer practices that reduce liability risks and demonstrate a commitment to safety.

This approach not only makes the environment safer but can also mitigate costly claims related to excessive force or wrongful conduct by security personnel, ultimately benefiting the business’s reputation and liability premiums.

Camera Surveillance: The presence of cameras can deter unwanted behavior and, when incidents occur, provide detailed footage to support accurate reporting and defense against false claims. Quality video evidence allows attorneys to build a strong defense based on factual accounts, safeguarding the bar’s reputation and operations.

Incident Documentation: We encourage bar owners to establish a procedure for documenting incidents. After an incident occurs, it is important for the business to gather witness statements and contact information, maintain security footage, and complete a detailed account of actions taken.

For more information about insuring your business with ICC, use our Find an Agent search and locate an agent in your area.